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All Thai banks permit opening some with no less deposit of 500 baht. Upon opening an account you will be issued a passbook. The ATM card is called Visa Electron.
There can be a fee for your Visa Electron card. Most banks charge 200 to 300 baht for this can. When it expires, the banks charge a fee for renewal, usually 100 baht. Banks that offer interest to a foreigner's checking account usually offer only a lower interest rate of interest.
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PayPal provides extensive of rules, so ensure you do not breach their terms or your account could be closed right down. I've never had problems with using PayPal but be careful what you sell, and recall to transfer money across to banking account regularly.
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